With integrity and highly personalized service, I offer objective and intelligent financial advice. I am dedicated to working in partnership with my clients to formulate a plan that integrates their values, personal concerns and objectives.
As a trusted advisor, I strive to educate, motivate and support my clients in pursuit of their financial goals through comprehensive financial planning by providing integrated wealth management services.
Master of Business Administration, Finance and Marketing Emphasis | University of Colorado | Honors Graduate
Insurance License: Life, Health and Variable
I have worked hard to become a CERTIFIED FINANCIAL PLANNER™ or CFP®. When a financial planner becomes certified by the CFP® Board, they enter a standard of accountability for their clients set by the CFP® Board.
Attaining and maintaining this certification is very difficult. Planners must have at least three years of experience before even being allowed to sit for the exam. CFP® Board's rigorous process of certification demands both a vast fiduciary knowledge base and a high commitment to ethical standards. Having passed and maintained this credential for nearly a decade is a great source of professional pride in my career.
Helping clients "make informed decisions about their money" sums up my professional practice. I work with individuals, families, business owners, and estate fiduciaries through all phases of their financial life-cycle from accumulation and preservation to distribution. I enjoy sharing my experience in public forums and leading financial planning seminars.
My association with Cetera Advisor Networks LLC, a top-tier broker-dealer with innovative technology and a non-proprietary environment, aids me in delivering the most current and solid advice to my clients. I collaborate with a team of specialists and top industry professionals and receive continual updates on financial products and legal changes that affect the industry. My registration with Cetera Advisor Networks LLC coupled with my planning experience and knowledge of financial strategies, ensures that clients receive solid financial advice addressing their personal circumstances and concerns.
Before joining Cetera Advisor Networks LLC and forming my own independent financial planning group, I worked as a Financial Advisor and District Manager at Waddell & Reed where I developed a thriving practice and managed a team of seven financial advisors. Prior to Financial Planning, I worked as a Global Account manager for Advanced Digital Information Corporation, managing a rollout of service into 60 countries. Before receiving my MBA, I spent four years in South Korea as a University Professor and Corporate Trainer. I worked in the areas of sales, service, instruction, and management for over 15 years prior to entering the area of Financial Planning.
*The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,172 Denver-area wealth managers were considered for the award; 213 (10% of candidates) were named 2020 Five Star Wealth Managers. 2019: 2,146 considered, 262 winners; 2018: 2,255 considered, 267 winners; 2017: 1,716 considered, 287 winners; 2016: 1,552 considered, 515 winners; 2015: 3,008 considered, 517 winners; 2014: 4,385 considered, 528 winners; 2013: 2,083 considered, 607 winners; 2012: 1,965 considered, 611 winners.